Losing your expensive jewelry from a particular potential risk can be unimaginable. However, jewelry automatically becomes susceptible to damage and thieves' target because of the jewelry's value and fragility. 

Jewelry insurance comes in handy to offer protection that other general insurance policies do not provide. Protect your most cherished heirlooms and keepsakes against loss, theft, damage, and sudden disappearance. Jewelry insurance is specialized and will provide you with repair, replacement, or reimbursement of your jewelry.

Be sure to get an expert jewelry appraisal for insurance, to update the value of your jewelry. If you search for a jewelry insurance policy, we've researched and rounded off the best jewelry insurance companies in terms of coverage and price, among other things.

1. Alex & Company Jewelers Company

Alex & Company jewelers ranks the highest; it has been selling jewelry insurance for over a hundred years and prides in an A+ rating. Alex & Company jewelers covers all significant perils, including loss, theft, damage, and disappearance, with no required deductible. Their policies are quite affordable, and if you place a claim with them, it will not increase your premium cost. Their coverage is worldwide, which means that your jewelry will be protected wherever you travel.

2. JIBNA Personal Jewelry Insurance

JIBNA (Jewelry Insurance Brokerage of North America) offers the broadest personal jewelry coverage within the 50 US states and DC. It's also A-rated in financial stability by A.M Best and provides stand-alone jewelry insurance separate from homeowner's insurance policy. JIBNA pay claims sixty days after providing proof of the loss, so yourjewelry appraisal for insurance should be in order. Please make sure you get your engagement ring insurance, as this piece of jewelry makes it extremely difficult.

3. Titan Insurance

Titan offers valuable possessions insurance throughout Boston and surrounding suburbs. A valuable possessions insurance policy has coverage based on the actual replacement value of the jewelry that you're insuring. It's worth getting your insurance policy up-to-date, so have your jewelry appraisal for insurance ready to reflect its worth. Engagement ring insurance will cover your valued ring wherever you travel.

4. Chubb

Chubb also prides itself on an A++ rating from AM Best, with worldwide coverage, and offers zero deductible. Jewelry appraisal for insurance for pieces valued at below $100,000. Also, great to note with Chubb's jewelry insurance policy, you can buy personalized coverage that provides the precise amount of protection you require.

5. Gemshield Jewelry Insurance

Gemshield offers comprehensive worldwide coverage anywhere you could be traveling. Whether it'll be that engagement ring insurance or any other valuable, Gemshield will protect your jewelry from almost every thinkable risk. You would get an individualized claim settlement if your jewelry got lost, damaged, or stolen.

6. Haberman Insurance Group

Haberman Insurance provides jewelry insurance to residents in Massachusetts and 46 other states. They offer a highly specialized form of personal insurance jewelry policies that protect your jewelry that other general insurance policies do not provide.

7. Geico 

This provider has a sound reputation for credibility and trust. The company has an A++ rating based on its financial strength from AM Best. With Geico jewelry insurance, clients get to apply for a free quote online. The best thing about Geico is that they package several of its products to offer lower prices, making it more convenient for clients. Be sure to get a jewelry appraisal for insurance for more accessible claim filing.

Conclusion:

Give yourself peace of mind, get a cover for your valuable jewelry. The policies are pretty affordable; it costs roughly 1 to 2% of your jewelry's total value. Be sure to keep it updated by appraising it.